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03Panther
03Panther PowerDork
10/6/24 4:16 p.m.
z31maniac said:

In reply to ddavidv :

I'm sure it got lost with all the other BS. 

I'm sorry to have upset you. YMMV. Good luck. 

z31maniac
z31maniac MegaDork
10/7/24 9:52 a.m.
03Panther said:
z31maniac said:

In reply to ddavidv :

I'm sure it got lost with all the other BS. 

I'm sorry to have upset you. YMMV. Good luck. 

You didn't upset me. It just gets old that anytime insurance is even mentioned it devolves into "they screwed me" "it's a scam," etc. 

I was just asking for some advice so I'd have a better idea of where any offer should be. 

03Panther
03Panther PowerDork
10/7/24 10:21 a.m.

In reply to z31maniac :

Normaly when someone devolves into cussing me, singling me out, I  assume I've upset them. 
You mentioned expecting it to happen, and then complain that it happened. To answer your original question, "No I don't have access. Hope you get a more honest guy, than has been my experiences "

Wish I could help more, but I will not tie up anymore band width in your thread. 

z31maniac
z31maniac MegaDork
10/7/24 8:05 p.m.

After taking the $1k deductible I'll be getting a deposit later this week for $16k. I feel that's a pretty fair offer so I didn't even bother trying to argue over a few hundred more. So they got back to me in 4 business days instead of 7-10 and offered me what I feel is a pretty fair settlement. 

The Ford dealer about 1.5 miles away has a nice 2018 Mazda CX-5 Grand Touring (Soul Red, leather, sunroof, BOSE) with only 33k miles on it. 

OHSCrifle
OHSCrifle GRM+ Memberand PowerDork
10/7/24 9:16 p.m.

That sounds pretty good. Is there a buyback price in the paperwork? Not sure that's a thing..

z31maniac
z31maniac MegaDork
10/7/24 10:49 p.m.
OHSCrifle said:

That sounds pretty good. Is there a buyback price in the paperwork? Not sure that's a thing..

There is nothing in the paperwork about it. On the State Farm site under the Total Loss FAQ:

"What if I want to keep my vehicle after it's been totaled?
Generally, we do not allow owners to retain vehicle salvage as part of a total loss settlement. If this is an option in your state and an option for the type of loss the vehicle sustained, you can work with your claim handler on next steps."

It's a moot point, with that settlement I'm not interested in any hassle since this has been pretty painless. Just want to find a good vehicle to replace it and move on.

SKJSS (formerly Klayfish)
SKJSS (formerly Klayfish) UltimaDork
10/8/24 12:34 a.m.
z31maniac said:

After taking the $1k deductible I'll be getting a deposit later this week for $16k. I feel that's a pretty fair offer so I didn't even bother trying to argue over a few hundred more. So they got back to me in 4 business days instead of 7-10 and offered me what I feel is a pretty fair settlement. 

The Ford dealer about 1.5 miles away has a nice 2018 Mazda CX-5 Grand Touring (Soul Red, leather, sunroof, BOSE) with only 33k miles on it. 

Very glad to hear it worked out!!!

WonkoTheSane
WonkoTheSane GRM+ Memberand UltraDork
10/8/24 8:29 a.m.
SKJSS (formerly Klayfish) said:
z31maniac said:

After taking the $1k deductible I'll be getting a deposit later this week for $16k. I feel that's a pretty fair offer so I didn't even bother trying to argue over a few hundred more. So they got back to me in 4 business days instead of 7-10 and offered me what I feel is a pretty fair settlement. 

The Ford dealer about 1.5 miles away has a nice 2018 Mazda CX-5 Grand Touring (Soul Red, leather, sunroof, BOSE) with only 33k miles on it. 

Very glad to hear it worked out!!!

Agreed!   You'll love the CX-5s.

John Welsh
John Welsh Mod Squad
10/8/24 8:59 a.m.
John Welsh said:

$16.5k to $17.5k sound like a good number

$17k -$1k deductable 

Bullseye!

John Welsh
John Welsh Mod Squad
10/8/24 9:00 a.m.

Soul Red is the greatest!

Toyman!
Toyman! GRM+ Memberand MegaDork
10/8/24 9:13 a.m.

I've had one dealing with a totaled vehicle. I pulled comps before they ever called. I also had receipts for $1000 in signage and a trailer hitch that were both less than 6 months old.

They gave me a number that was almost dead center of my comps. I sent them the receipts for the signage and hitch. They added that amount to the offer and we closed the deal. 

Extremely painless and professionally managed. 

I can see where oddball vehicles would generate oddball results.

z31maniac
z31maniac MegaDork
10/8/24 10:11 a.m.

Thanks gents. Looks like it might be next week until I get paid, I forgot I have to get them the title and transfer docs. But either way, it's been a pretty smooth process thus far. 

z31maniac
z31maniac MegaDork
10/8/24 10:12 a.m.
John Welsh said:

Soul Red is the greatest!

If this is the one we do end up getting, I can't wait to get it to my detail guy for him to work his magic. 

theruleslawyer
theruleslawyer Reader
10/8/24 12:46 p.m.

Don't forget to go back for the Tax when you buy something new. Usually they have just required proof you paid it.

SKJSS (formerly Klayfish)
SKJSS (formerly Klayfish) UltimaDork
10/8/24 1:34 p.m.
theruleslawyer said:

Don't forget to go back for the Tax when you buy something new. Usually they have just required proof you paid it.

Most carriers won't ask for proof, they should just pay tax, title and registration right away.

z31maniac
z31maniac MegaDork
10/8/24 3:05 p.m.
SKJSS (formerly Klayfish) said:
theruleslawyer said:

Don't forget to go back for the Tax when you buy something new. Usually they have just required proof you paid it.

Most carriers won't ask for proof, they should just pay tax, title and registration right away.

Yep, now that I have the "official" final paperwork to sign the POA. I see they actually valued the car at $16k (still fair) -$1000 deduct, the taxes/registration is what bumped it back up to $16k. 

Either way, we have $15k to put down on something. So hopefully we will have her in another vehicle by Saturday.

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